Summary of Issue: Wage-Loss Insurance Payments

Decision 51746 Full Text of Decision 51746

Claimant reduced her working hours in order to ensure carrying her pregnancy to full term. She was insured under a wage loss insurance plan and received weekly indemnity payments under that plan which supplemented her wages. Claimant contends that the payments ought to be considered insured earnings and be taken into account in calculating her weekly rate. Request denied by Commission. BOR allowed claimant's appeal but Umpire held that BOR had no jurisdiction as that jurisdiction by statute is reserved for resolution to Revenue Canada.

Decision A-1206.92 Full Text of Decision A-1206.92

Stopped working due to illness but salary continued to be paid as per a contract clause. 75% reimbursed by insurance. While he had an obligation to endorse the cheques paid to him by the insurance company over to the employer, this does not alter the character of the payments. Concurred by FC.

Decision 21366 Full Text of Decision 21366

Refer to: A-1206.92

Decision 16480 Full Text of Decision 16480

The earnings paid under the wage loss insurance plan do not constitute insurable earnings. The legislation, supported by constant precedent, states that any payment of this kind, unless paid exclusively by the employer, does not constitute insurable earnings.

Decision 12089 Full Text of Decision 12089

Compensation equivalent to 2/3 of salary paid under group wage-loss indemnity plan not insurable, although 1/3 paid by employer as sick leave is insurable.